The Day One
Document
I wrote this document a couple years ago in an effort to properly welcome new IBOs to the AmeriPlan ® family. There are alot of IBOs in this company that market the business opportunity to be something it isnt. I want my downline to learn how to make this business work for them, not the other way around.
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Your Sponsor
and your Upline are always here for you. If you don't know who your AmeriPlan ® sponsor is, or you would just like a more personal touch,
please call:
Frank Menkal
at
1-800-941-0109
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AmeriPlan ® Day 1 Document
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Section 8 of 12
How and Why Does AmeriPlan ® Work?
This is a very easy subject to speak to because it is so simple. It is also fundamental knowledge that you need to know. AMERIPLAN ® IS NOT INSURANCE and we are proud of
it! We are the absence of an insurance company, and because of this, people who couldn’t normally afford Dental, or just don’t want to pay an arm and a leg to get them, will love to
use our program!
In a normal insurance situation, you go to the dentist and pay your co-pay; he renders service and files the claim with the insurance company. It takes several lengthy forms
that need to be filled out correctly otherwise the dentist will just receive the form back with a message that it needs to be corrected. Once everything is filled out correctly, the insurance
company will have a negotiator call the dentist and tell him what the insurance company will pay for his claim (usually between 20% and 60%). All insurance companies do this on every transaction
and all dentists expect it. This is the reason that their usual and customary fees are so high, so if you have no Dental, you will have to pay the usual and customary fee. After the
negotiating process is through the dentist will wait several weeks before receiving a check from the insurance company. All the while you are making regular monthly payments of around $70 per
month. Insurance companies need to receive the bulk of all the money changing hands to stay multi million dollar conglomerates, so the entity taking most of the money isn’t the dentist or the
person getting their teeth fixed, it’s the insurance company. Insurance companies also regulate exactly how much care you can receive. You are only allowed to go to the dentist so many times
in a year, and you can only have so many procedures done. Some procedures insurance won’t cover at all because they aren’t considered a medical necessity, like teeth whitening and other
“cosmetic” dental work. The normal family of 4 will pay around $80 per month or more for regular dental insurance, but as sad as this whole situation is, 7 of 10 Americans have no dental at all. They must pay the usual and customary fees established by the dentist to please the insurance companies.
The way we work is to remove the insurance company and bring you straight to the dentist! Without an insurance company,
AmeriPlan ® can simplify the whole process and save
you 20% to 80% off the usual and customary fees, and it only costs $20 a month for an entire household. There are no deductibles, co-pays, waiting periods, or forms to fill out. We cover all
ongoing dental problems, and there is no limit to how many times you can go or what you can have done. When you go to the Dentist you will pay that fee upfront and then go home when the dentist
is finished. A good example is the “Periodic Oral Exam”; this is when you go in for a checkup. Usual and customary fees for this are $60 of which the dentist will receive $20 from an insurance
company after weeks of crap, or $12 from you right on the spot. Dentists have lots of bills too, and the money now is big incentive. If you or your children go in for braces, you will save
over $2000 each with
AmeriPlan ®, that’s worth $20 a month. Our Dental Program also come with Prescription, Vision, and Chiropractic.
AmeriPlan ® has 3 different fee lists; red, teal and lime. The U.S. is split up by region so I will include the map with all three fee lists; Colorado is a red state, so we use the red fee list. This is important if you decide to start getting members nationwide.
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